ARTICULATE DEMO — candidate for claim.dynamo.co.uk · not a live service · ← back to LP lab

What could your old
car finance be worth?

The FCA's estimated average is ~£830 per eligible agreement. Most people had more than one. See your range before you give us a single detail.

How many cars have you had on finance since 2007?
FCA-published averagesNot a promise — eligibility variesFree routes always explained

Where these numbers come from

The FCA's final rules (PS26/3, March 2026) estimate ~£830 average redress per eligible agreement across £7.5bn total. Your own outcome depends on your agreements — some pay more, some less, many aren't eligible. Emily can explain exactly how eligibility works.

You do not need us. You can complain directly to your lender for free, and escalate to the Financial Ombudsman Service for free. Under the FCA scheme, lenders must contact eligible customers anyway. We exist for people who want the searching, paperwork and chasing handled — on a no-win-no-fee basis with FCA-capped fees.

Honest status: the FCA redress scheme (PS26/3) is currently paused under legal challenge, with a Tribunal decision expected around November 2026. Registering now means your paperwork is ready if and when it proceeds — it does not mean money now.

Why this version exists — CRO defence (internal)

Target segmentSceptical researchers, MSE-adjacent comparison shoppers
HypothesisGiving a number before asking for anything beats ask-first funnels on qualified continuation
Pattern evidenceOnly 7 of 70 probed sites offer any calculator — open slot; value-before-ask is the classic reciprocity play
Compliance designRanges + caveats only, FCA-sourced; the calculator never "promises" — guardrailed Emily reinforces
Test metricCalculator interaction → chat/form continuation rate
RiskAnchoring complaints if caveats shrink — caveat text is load-bearing, solicitor sign-off needed
Emily — AI assistant · demo · guardrails on · you can also claim free yourself
guardrails: 6 checks active on every reply